Early access

Take back control of your financial data.

A local tool to gather your bank statements and see it all, crystal clear.
Local. Encrypted. Offline.

Version 0.3.0 · macOS 10.13+ · Windows 10+

PDF
PDF
OFX
PDF
FACTURE
67,00 €
Casque Sony...
349 €
Date
Libelle
Montant
03/03
Carref...
-54,30
05/03
Salaire
+2450
07/03
EDF
-87,20
+2 450 €
-87,20 €
-13,49 €
-342,00 €
-54,30 €
+1 800 €
🚗
🏠
✈️
🛡️
🛒
-13,49 €
-13,49 €
-13,49 €
↻ mensuel ?
12 mois max
?
?
?
CA
LY
QT
Soldes
Courant
Epargne A
Epargne B
Flux
Credit
Debit
Depenses
Logement
Courses
Loisirs
Wishlist
Casque Sony
349 €
Sac Fjallraven
110 €
MacBook Air
1 199 €
Chiffre AES-256 · Local · Securise

How it works

1

Reconstruct

Rebuild your financial history from your bank statements, as far back as they go. All your accounts in one place.

2

Analyze

Classify, categorize, organize by project. See your balances, flows and spending across your whole history.

3

Project

Coming

Projections, planning, goals. The logical next step.

Features

Annova

Free
RELEVÉ DE COMPTE Mars 2025
03/03 CARREFOUR -54,30 €
05/03 SALAIRE +2 450,00 €
07/03 EDF ÉNERGIE -87,20 €
10/03 SPOTIFY -10,99 €
15/03 PHARMACIE -23,50 €
+ 37 lignes…
Transactions extraites
03/03 CARREFOUR -54,30 €
05/03 SALAIRE +2 450,00 €
07/03 EDF ÉNERGIE -87,20 €
10/03 SPOTIFY -10,99 €
15/03 PHARMACIE -23,50 €
Soldes vérifiés · Aucun trou

Assisted statement entry

The PDF shows next to the form: click the statement lines, adjust, and validation checks consistency.

Alimentation Transport Logement Courses Restos Livraison Essence Metro Parking Loyer Elec Internet

Categories

Customizable hierarchy tree. Classify your transactions and organize them however you want.

Factures & Charges 32%
Impôts & Taxes 20%
Transport 18%
Alimentation 14%
Loisirs 11%
Autres 5%

Spending breakdown

Sunburst view by category and subcategory. See where your money goes at a glance.

Checking
Savings A
Savings B
2020 2022 2024

Balances and history

Balance computed across your full history, all accounts combined.

Votre profil
Categories personnalisees
🚗 Conducteur
🏠 Proprietaire
✈️ Voyageur
🐾 Animal
👶 Parent
🚬 Fumeur
🎓 Etudiant
💻 Freelance
24 categories generees

Set up your profile

Create your vault, and your categories adapt to your profile.

Mon coffre
••••••
Déverrouiller
Chiffré AES-256 · 100% local

Local & encrypted

Stored on your machine, in an encrypted file protected by your password.

Coverage by account
Compte 1
Compte 2
Compte 3
Compte 4
2023 2024 2025
Imported
Missing

Statement coverage

Check if any periods are missing from your imports.

🚗 Voiture 4 230 €
🏠 Maison 9 400 €
🔨 Travaux cuisine 6 800 €
✈️ Voyage Japon 2 150 €
Creer un projet...

Projects

Group your transactions by project: car, renovation, travel.

Netflix
Mensuel
Spotify
Mensuel
Assurance
Mensuel
Impots
Annuel
Jan Jun Dec

Recurrence

Set the frequency of your recurring payments.

Credit
Debit
Net
Jan Apr Jul Oct Dec

Cash flow

Credits, debits and net balance month by month. See your flows at a glance.

Coller un lien... amazon.fr/dp/B0DHL2...
Recuperation...
Sony WH-1000XM5 349 €
Projet : Tech

Wishlist — Capture

Paste a product link, its details are fetched automatically.

#1
MacBook Air M4 1 199 €
#2
Sony WH-1000XM5 349 €
#3
Sac a dos Fjallraven 110 €
#4
AirPods Pro 3 279 €

Wishlist — Priorities

Order your wishes by purchase priority.

And more

Multi-person

Link your accounts to people. Ideal for couples or families.

Markdown notes

Markdown notes on your transactions, projects and wishlists.

Attachments

Attach invoices, documents or photos to your transactions and projects.

CSV export

Export your transactions to CSV anytime. Your data is yours.

Scanned PDFs (OCR)

Import scanned statements too, thanks to OCR (on macOS for now).

Filters & search

Filter your transactions by period, account, category or amount.

Annova Pro

PDF
PDF
PDF
PDF
PDF
PDF
Transactions extraites
15/03 Carrefour Market -52.30
14/03 Virement Salaire +2 450.00
13/03 Netflix -13.49
12/03 SNCF Billet -67.00
11/03 Boulangerie Paul -4.20
42 transactions importees

Automatic import

Select your PDF statements. The scanner extracts transactions automatically.

Classification
Manuel
Suggestion
15/03 Carrefour Market -52.30
15/03 Carrefour Market Alimentation
Transport
Alimentation
Loisirs
Sante
3 similaires detectees
12/03 Carrefour City 15e Alimentation 92%
08/03 Carrefour Express Alimentation 92%
02/03 Carrefour Drive Alimentation 92%
Accepter tout

Automatic classification

Automatic detection of similar transactions, with batch suggestions.

Jan Apr Jul Oct Dec

Spending trends

Evolution by category, month-over-month, year-over-year comparison.

Budget Salaire Aides Investissements Logement Impots Alimentation Transport Shopping Loisirs Sante Epargne Sans categorie

Category flows

Sankey diagram: visualize income and expenses by category and subcategory. Identify your flows at a glance.

Crédit Agricole Jan 2025
Crédit Agricole Fév 2025
Société Générale Mar 2025
Boursorama Jan 2025
Boursorama Fév 2025
Société Générale Jan 2025

Batch import

Select all your statements at once, processed automatically.

Obligatoire 54%
Plaisir 21%
Non catégorisé 12%
Épargne 13%
2023202420252026

Nature

Every expense is obligatory, pleasure, or savings. Visualize the split.

Subscription Coverage
Monthly
Yearly
2021 2022 2023 2024 2025

Subscription analysis

Active, inactive, monthly/yearly cost, coverage timeline.

Mon coffre
Mon coffre
Coffre pro
Compte commun
Maman

Switch vaults easily

Separate vaults for you and people around you, instead of mixing everything.

See Annova Pro in action

Pricing

Annova

Early access
Free forever
  • Assisted statement entry
  • Categories, projects, recurrence
  • Balances, cash flow, breakdown
  • Statement coverage, wishlist
  • Local encrypted, offline

Annova Pro

Early access
$25 Lifetime license

Everything in Annova, plus:

  • Automatic statement scan
  • Automatic categories and recurrence
  • Nature
  • Trends, subscriptions, sankey
  • Multiple vaults

Early access

Why early access?

Annova is already useful day to day, but I want to build it with its users. Your feedback — on banks, imports, analytics — directly shapes what comes next.

How long will it be in early access?

No promised date. It's a side project I move forward in my spare time.

What's still limited?

  • French-language, euro statements only
  • OCR for scanned PDFs on macOS only (not yet on Windows)
  • Bugs are possible — back up your vault

Will the price change?

Annova stays free. Annova Pro's price may rise as features are added — but your lifetime license is locked in.

Frequently asked questions

Privacy & security

Is my data sent anywhere?

No. No data ever leaves your computer. No server, no cloud, no account required. Everything is stored locally in an encrypted database (AES-256).

What if I forget my password, or lose my computer?

Your vault opens only with your password: no recovery key, no backdoor. If you lose the password, there is no way to recover it. Since your data is a local encrypted file, backing it up is up to you.

Is my data backed up or synced?

No, no cloud, no sync. Your vault is just a local file: back it up like any important file (Time Machine, external drive…).

Does it work without internet?

Yes, 100%. Annova works entirely offline. No internet connection is needed, ever.

Is there any telemetry?

None.

Sources & import

Which banks are supported?

There's no closed list. You select transactions directly on the statement PDF, whatever your bank. Scanned PDFs are supported on macOS.

I already have data in Excel or a CSV, can I import it?

Not for now. I'd rather start from sources that stay reliable and verifiable over time, like your bank statements, than hand-entered data that's often incomplete or inconsistent.

Why not use banking APIs or aggregators?

APIs do have one advantage: they give more recent data, more easily. But they often only go back a few months, break regularly and need maintenance. For long history — beyond two years — statements are the only reliable, stable source. Since the whole point is seeing the long run, that's the choice I made.

Isn't waiting for the monthly statement a hassle?

It's a monthly rhythm, yes. But see it as an appointment with yourself: a regular check-in to take stock and see where you stand. Statements usually arrive on the same day each month, an easy habit to build.

What if I switch banks?

Just import the new bank's statements. All your accounts live in one place, and your whole history stays there.

What happens if a PDF doesn't work?

If a PDF doesn't read cleanly, you select the lines by hand, or retry. Nothing is half-saved.

Day to day

Which platforms are supported?

macOS (10.13 High Sierra or later) and Windows (10 or later). Annova is built with Tauri (Rust), making it lightweight and fast.

Does Annova run on Windows?

Yes. Annova is available on Windows 10 or later (.msi installer), exactly like on macOS. Just one difference today: OCR for scanned PDFs is only supported on macOS. Everything else is identical. A Pro license works on both systems.

Is the download safe? How do I open the app?

Because the app is young and not widely known yet, macOS (Gatekeeper) or Windows (SmartScreen) may show a warning on first launch. On macOS: right-click the app and choose "Open". On Windows: "More info" then "Run anyway". Everything stays local, nothing installs in the background.

Why a desktop app, and not mobile or web?

Because everything is local: no cloud, so no web app. And working across years of data suits the desktop better. A mobile version may come later, but the core will stay local.

How does classification work?

You classify your transactions by hand, in batches when several look alike. You decide, no black box. Automation is available in Annova Pro.

Can I manage a couple or several accounts?

Yes. Accounts are unlimited, and you can link them to people. Ideal for a couple or a family.

Can I reimport or delete everything?

Yes. You can delete an import, delete an entire account, or wipe all your data and start fresh. No lock-in.

Pricing & license

How does the Pro license work?

A lifetime license, no subscription, activatable on up to 5 machines. The same key works on macOS and Windows.

How do I get Annova Pro?

Buy Annova Pro from this page. You receive a license key by email; paste it into the app to unlock the Pro features.

Download Annova

Version 0.3.0 · macOS 10.13+ · Windows 10+